Agency accounts
One account, nine currencies
Open dedicated wallets for every programme and hold balances in USD, EUR, GBP and more.
Learn moreMove funds across borders with confidence.
IWB is the institution governments and agencies rely on to transfer money between banks worldwide. Open a wallet account and transfer in minutes.
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Our mission
One trusted channel for the world's institutional money.
International Wire Bank was founded by its member governments so that sending public and institutional funds across borders would no longer depend on slow, costly chains of intermediary banks. We make international transfers fast, predictable and open to inspection.
Governments, central banks, development agencies and humanitarian organisations use IWB as the settlement layer beneath their payments. We do not compete with commercial banks; we connect them.
Connect every banking system
Nations run on different rails, currencies and rules. IWB sits between them, so an agency in Accra can fund a programme in Dhaka through one instruction, not ten correspondent banks.
Keep transfers neutral and transparent
As a body owned by its member states, we have no commercial interest in the spread. Every rate, fee and settlement step is shown before funds move and recorded after.
Deliver through local outlets
IWB settles funds at the institutional level; our regional outlets then push them onward to beneficiary banks, in local hours and under local rules.
International reach, measured
A decade of institutional settlement across every region, reported openly each year.
142
member and partner countries
2,400+
partner banks reached
$1.8T
settled every year
38 sec
median wallet-to-wallet time
9
settlement currencies
26
regional outlets
How IWB moves money
From the first instruction to credit in the beneficiary's bank account: four steps, one reference.
- 1
Originate
A government, agency or central bank instructs a transfer from its IWB wallet, or from a partner bank on the IWB network.
- 2
Convert
IWB applies the published exchange rate at the moment of instruction. Sender and recipient see the same figure before confirming.
- 3
Settle
Funds move between IWB wallets in seconds and are posted to both ledgers under a single, auditable reference.
- 4
Deliver
The nearest regional outlet pushes funds onward to the beneficiary bank through its domestic payment system.
Strength where it matters
Our busiest corridors connect the regions where public funding, remittances and relief flow every day. Dedicated liquidity in each keeps settlement fast, even at peak volume.
Europe → East Africa
Same day settlement
$142B
North America → Latin America
Same day settlement
$118B
Gulf States → South Asia
Same day settlement
$96B
Western Europe → West Africa
Same day settlement
$74B
East Asia → Pacific Islands
Next day settlement
$41B
Central Asia → Europe
Next day settlement
$33B
| From | To | Annual volume | Settlement |
|---|---|---|---|
| Europe | East Africa | $142B | Same day |
| North America | Latin America | $118B | Same day |
| Gulf States | South Asia | $96B | Same day |
| Western Europe | West Africa | $74B | Same day |
| East Asia | Pacific Islands | $41B | Next day |
| Central Asia | Europe | $33B | Next day |
Illustrative figures for demonstration. See the global network for outlets by region.
Collaborations
Built with the institutions that move the world's money
58
Central banks
Direct settlement links for reserve and liquidity movements.
31
Development institutions
Joint disbursement programmes with regional development banks.
19
Regional bank networks
Interbank networks across Africa, Asia-Pacific, the Gulf, Europe and the Americas.
74
Relief & humanitarian bodies
Pre-approved emergency corridors for UN-system agencies and NGOs.
- Pan-African Settlement Union
- Nordic Treasury Forum
- Gulf Interbank Council
- Andean Development Fund
- Pacific Islands Finance Authority
- Eastern Caribbean Central Bank
- ASEAN Payments Alliance
- Alpine Banking Association
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Insights, forums and partnerships
Network · September 18, 2026
IWB opens regional settlement hub in Nairobi
The new hub brings same-day settlement to 23 East and Central African central banks and treasuries.
Events · September 4, 2026
IWB co-chairs Cross-Border Payments Forum in Geneva
Finance ministry officials and central bankers from 61 countries met to agree priorities for public-sector payments.
Product · August 30, 2026
Agency wallets now support nine currencies
USD, EUR, GBP, CHF, JPY, CAD, AUD, SGD and AED can now be held side by side in a single agency account.
Programmes · August 22, 2026
Emergency relief corridor moves $240 million in 72 hours
A dedicated settlement corridor allowed donor governments to fund regional relief agencies within three days.
Governance · July 12, 2026
2026 mid-year transparency report published
Settlement volumes, operational resilience and audit findings for the first half of the year.
Partnerships · June 27, 2026
IWB signs settlement agreement with ASEAN Payments Alliance
Central banks in the region gain direct access to IWB settlement through the Singapore hub.
“IWB cut our disbursement time to field offices from five days to one afternoon, and every transfer arrives with a ledger our auditors can follow.”
“The exchange rate on screen was the rate we got. For an agency moving funds in four currencies, that predictability is everything.”
Quotations are illustrative and are not statements by real officials.
Find the right solution
Governed by member states, audited in the open
An independent audit committee reviews IWB's ledgers each quarter and results are published for every member government.
Ready to move funds with IWB?
Open an account in minutes, or speak with our onboarding team about your institution.